How to prevent a payment from being charged back?
It is not possible to avoid all chargebacks; however, you can reduce the probability of having a payment charged back by following these recommendations:
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Keep all the business data in your account up to date so that your buyers can recognize you.
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Add the Mercado Pago security script to your page and replace the
view
value with the name of the section (e.g., home, search, item)
html
<script src="https://www.mercadopago.com/v2/security.js" view="home"></script>
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Be sure to add all payment and customer details as name, address, and payment method in the Create payment request.
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Send the payment voucher to your customer via e-mail or text message.
Fraud Alert
We'll let you know via IPN or Webhook notifications any time we notice irregular activity or there's a fraud alert on your account. In this situation, you must cancel the purchase and return the money to the buyer to avoid a dispute.
Configure and enable IPN or Webhook notifications on your dashboard to receive alerts for irregular behavior by enabling Fraud Alert (delivery_cancellation
).